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In the race to bring digital assets into the mainstream, one challenge remains unsolved – usability.

Despite massive progress in wallet infrastructure and blockchain performance, crypto security still feels unnecessarily complex.

The core problem isn’t a lack of innovation – it’s that most systems are still built for engineers, not ordinary people.

Across industries, from financial apps to IoT devices, we’ve seen the same pattern – security measures that protect users only if they understand them.

What the hardware industry learned the hard way

In traditional access-control systems, reliability isn’t optional. When a door lock fails, people are literally stuck outside their offices.

That reality forced hardware engineers to design for failure – building redundancies, offline modes and recovery mechanisms long before the software world adopted those ideas.

Crypto can learn from that. Many digital wallets today assume constant connectivity and perfect user behavior.

But users lose devices, forget passphrases and make typos. Designing for real-world error – not just ideal conditions – is essential to mass adoption.

Why security should feel invisible

The most secure systems in our daily lives don’t require us to think about them.

We trust our credit cards without memorizing encryption standards, and we unlock our phones with biometrics without managing cryptographic keys.

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Crypto needs to move in that same direction – security that works silently in the background.

Whether through FIDO-compliant hardware, biometric authentication or automatic key backup systems, the next generation of wallets should make safe the default experience.

See also
Trader Says Matter of Time Before Crypto Breaks to New All-Time Highs, Updates Outlook on Bitcoin, Ethereum and One Other Altcoin

From complexity to confidence

Early crypto products often equated complexity with strength.

But every extra setting, every additional password introduces another potential point of failure.

Real security means clarity – interfaces that make it easy to do the right thing and hard to do the wrong one.

Simplifying user experience doesn’t mean reducing security – it means embedding it so seamlessly that people don’t need to think about it.

The systems that win trust will be those that combine cryptographic rigor with design empathy.

Designing for people, not power users

Mainstream adoption won’t come from better protocols alone. It will come when people stop fearing they might ‘do crypto wrong.’

That means designing products that respect both the technology and the human who uses it – systems that recover gracefully from mistakes and protect users without punishing them.

When that shift happens, crypto will finally match the standard set by other mature technologies – secure by default, simple by design.

Danylo Rumiantsev is the co-founder of United Network, where they’re rethinking crypto security for everyday users. As a Ukrainian product manager and hardware engineer passionate about building secure, human-friendly technology, Danylo has spent the past decade working at the intersection of IoT, blockchain and product design.

 

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FinSmart team

FinSmart is your go-to platform for "smart finance", where we break down complex financial topics simply and clearly. We help you navigate the financial world with confidence

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FinSmart team

FinSmart is your go-to platform for "smart finance", where we break down complex financial topics simply and clearly. We help you navigate the financial world with confidence

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