AstroPay has launched its most ambitious product to date: the AstroPay Platform, a full-stack financial backend that allows businesses to embed and operate their own global financial services using AstroPay’s proven infrastructure.
The new platform offers instant access to multicurrency wallets, local payment rails, card issuing, compliance frameworks, and real-time FX. It marks a shift in AstroPay’s strategy from direct-to-consumer services to powering third-party fintech innovation through modular APIs and licensed infrastructure.
The platform delivers a turnkey backend with native multicurrency support
Marc Sacal, CEO of AstroPay, commented, “We’ve built the financial infrastructure that powers our global wallet. Now, we’re opening it to the world. What used to take years of licensing, contracting, and technical effort can now be done in weeks under your own brand, with our infrastructure doing the heavy lifting.”
AstroPay Platform is designed for both fintech and non-fintech businesses looking to launch wallets, cards, payouts, or embedded payment features without the need to acquire licenses or build regulatory operations from scratch. Early adopters across Latin America and Europe are already using the system for production workloads involving payouts, account services, and branded card issuance.
Unlike white-label wallets, the platform delivers a turnkey backend with native multicurrency support and access to global and local payment systems including PIX in Brazil, CVU in Argentina, IBANs in Europe, and UK sort codes. Clients can issue branded Visa or Mastercard cards and enable wallet-based checkout through the AstroPay ecosystem.
The platform’s real-time processing, developer-first architecture, and comprehensive compliance stack—including KYC, AML, fraud detection, and sanctions screening—lower the entry barrier for companies aiming to offer regulated financial products.
“Companies no longer need to piece together banking, compliance, and payments from scratch,” said Sacal. “AstroPay Platform eliminates friction, reduces time-to-market, and makes sophisticated financial infrastructure available to any business.”
Target use cases span a broad range of industries:
Retail and Loyalty Programs can introduce digital wallets or prepaid cards to drive engagement and build recurring customer value without becoming licensed entities.
Regional Fintechs and Superapps can expand their offerings across borders, adding international accounts and global payment features to turn local traction into global presence.
E-commerce and Marketplace Platforms can pay sellers in their local currency while supporting diverse buyer payment methods, all backed by AstroPay’s FX engine.
Creator Platforms can offer embedded earnings wallets and branded payout cards, giving streamers and digital talent real-time access to revenue across underbanked regions.
Payroll Platforms supporting global teams can automate instant multicurrency payouts using local rails, eliminating banking delays and reducing currency conversion costs.
AstroPay’s entry into the financial infrastructure market comes at a time when embedded finance is gaining traction across industries. By abstracting licensing, banking relationships, and FX management into a unified backend, the platform allows businesses to launch in multiple markets without the traditional delays or overhead.
AstroPay said more market integrations are coming as it builds out additional payment rails and regional account infrastructure, extending its reach beyond Latin America and Europe.